Affordability isn’t breaking auto lending—it’s shifting it. Used vehicles still make up most financed deals, and higher monthly payments are adding volatility that shows up inside lender operations first: more exceptions, more touches per account, and wider timeline variance once files turn. This post pulls the key data points and lays out a practical “used-mix ops watchlist” plus a simple stress test to spot cost creep early and reduce rework.

Heading into 2026, auto finance risk is showing up in operations first. Higher monthly payments and longer loan terms are driving more exceptions, more verification work, and more vendor touches—especially in stressed segments. This post breaks down the key trends behind that pressure and gives lenders a practical playbook to reduce rework, tighten handoffs, and improve recovery outcomes without adding noise.

DRN and Loanbridge have partnered to expand the industry’s first full-spectrum loss mitigation platform. The integration brings Loanbridge’s impound, private lot, and retail data into DRN’s MVR program, giving lenders faster, verified recovery insights. With real-time alerts and Voice AI automation, recoveries are now quicker, smarter, and more reliable.

The Tricolor bankruptcy has exposed critical gaps in the oversight of subprime auto lending. With over $1 billion in liabilities and allegations of fraud involving double-pledged collateral, this collapse highlights how rapidly portfolio risks can escalate without proper monitoring systems in place.

With new U.S. tariffs in place and consumer confidence falling, the auto lending landscape is entering a period of heightened volatility. Credit conditions are tightening, vehicle costs are climbing, and recovery teams face faster-moving risks. This article explores how policy shifts are impacting lenders—and why real-time vehicle visibility is more critical than ever.

As student loan repayments resume, a wave of financial pressure is rippling across the auto finance industry. New data shows rising delinquencies, slipping credit scores, and shifting borrower priorities—forcing lenders and recovery teams to act faster, smarter, and with better visibility than ever before.

Loanbridge has officially joined the Automotive Ventures portfolio, marking a major milestone in our mission to modernize vehicle recovery. Backed by one of the most respected names in auto innovation, we're accelerating the shift toward faster, smarter, VIN-only tracking solutions—and building the future of recovery, one signal at a time.

The auto finance landscape is shifting fast. Loan balances are at record highs, delinquencies are rising, and recoveries are getting harder to execute. In this post, we break down the economic pressure points lenders and recovery teams need to understand—and what smarter, data-driven strategies look like in 2025.

Americans are struggling to keep up with auto loan payments, with delinquency rates reaching a 30-year high. Rising vehicle costs, elevated interest rates, and economic uncertainty are all putting pressure on borrowers and lenders alike. Here's what lenders need to know about navigating these challenges in 2025.

Automakers and consumers alike are bracing for impact as new 25% tariffs on Canadian and Mexican imports threaten to drive car prices up by an estimated $3,000. With supply chains disrupted and production costs soaring, the automotive industry faces a pivotal moment that could reshape North America's auto market for years to come.

As economic challenges increase, lenders face rising debt and operational hurdles. Learn how proactive solutions and real-time tools like LoanBridge can help you succeed in 2025.

Discover LoanBridge's pivotal 2024 milestones and our strategic vision for 2025. Dive into our success stories from innovative analytics tools to impactful partnerships, and see how we're gearing up for another transformative year in the lending industry.

Discover how Loanbridge outperforms traditional LPR systems with real-time alerts, nationwide coverage, and cost-effective automation, eliminating the limitations of physical camera networks.

The auto loan crisis is forcing banks to rethink their strategies. Learn how automation, process improvements, and collaboration can help address rising repossessions

The auto loan crisis is forcing banks to rethink their strategies. Learn how automation, process improvements, and collaboration can help address rising repossessions

The auto finance industry faces a crisis with a surge in loan defaults and vehicle repossessions, undermining the stability of consumer lending. This article examines how relaxed lending standards have led to overvalued vehicles and increased financial risk.

The City of San Francisco has banned Auto Towing and affiliates for five years due to illegal practices like unauthorized tows and fraudulent activities. This case emphasizes the need for stronger industry oversight.

The auto finance industry faces a crisis with a surge in loan defaults and vehicle repossessions, undermining the stability of consumer lending. This article examines how relaxed lending standards have led to overvalued vehicles and increased financial risk.

GPS vehicle tracking is facing new challenges as drivers increasingly use GPS jammers to evade surveillance, posing significant privacy and compliance issues. This trend, prevalent among company vehicle users, complicates the accurate monitoring necessary for safety and legal adherence.